Vehicle Loans

Motor Vehicle Loans (Any Age Vehicle)

Age Deposit Interest Rate
New 10% 6.50%
Used up to 5 yrs 15% 7.50%
Used 5 – 10 yrs 20% 8.50%
Used 10 – 15 yrs 33% 12%
Used over 15 yrs 33% – 50% 18%

Documents Required

  • Proof of Ownership of Vendor (Vehicle Enquiry Report)
  • Insurance Quotation for Buyer
  • Vendor’s Letter
  • Copy of Vendor’s ID
  • Importers Invoice
  • Dealers Invoice
  • Route permit- if Public Transport
  • Taxi Permit- if Taxi Operator
  • 2 Recent Salary Slips
  • Job Letter
  • Valuation & Inspection Report
  • If self employed;
  1. Bank account statements for last six (6) months and or
  2. Check stubs for last six months
  3. Business registration certificate
  4. Contracts
  5. Financials for last 3 years

 

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